Effective Date: August 5, 2026

This Payment Methods Policy explains the payment options, currency, charges, authorization process, security measures, and refund procedures that apply to purchases made through minimaltank.shop.

Summary

1. Accepted Payment Methods

Minimaltank accepts the payment methods displayed during checkout.

Depending on your device, location, browser, and payment provider eligibility, available options may include:

Credit and Debit Cards

• Visa
• Mastercard
• American Express
• Discover
• Diners Club
• JCB
• UnionPay
• Elo

Eligible debit cards displaying a supported card-network logo may also be accepted.

Digital Wallets and Online Payment Services

• PayPal
• Venmo
• Apple Pay
• Google Pay
• Shop Pay

A digital wallet will appear only when it is available for your device, browser, account, and checkout session.

Prepaid and Gift Cards

Prepaid cards and bank-issued gift cards may be accepted when they:

• Are enabled for online purchases
• Support United States dollar transactions
• Have sufficient available funds
• Have a registered billing address when required
• Use a supported payment network

Store-specific gift cards are accepted only when they are issued by Minimaltank and displayed as an available payment option.

2. Payment Methods Available at Checkout

The payment methods shown on the checkout page are the payment methods available for that transaction.

Availability may vary because of:

• Customer device or browser
• Payment-provider eligibility
• Digital-wallet configuration
• Billing location
• Security screening
• Payment-provider service availability

Minimaltank does not guarantee that every payment method listed above will appear during every checkout session.

3. Currency

All product prices, shipping charges, taxes, refunds, and order totals are shown and processed in United States dollars (USD).

If your payment account uses another currency, your bank or payment provider may:

• Convert the transaction into your account currency
• Apply an exchange rate
• Charge a foreign transaction or conversion fee

Any currency-conversion fee is determined and charged by your financial institution, not by Minimaltank.

4. Pricing and Order Total

Before completing payment, checkout displays the applicable charges, including:

The final amount is displayed before you submit the order.

Minimaltank does not add undisclosed charges after checkout.

5. Shipping Fee

Standard shipping costs US$6.99 for every order shipped within the supported United States delivery area.

The shipping fee:

• Is a flat rate
• Does not depend on order value
• Does not depend on product quantity
• Does not depend on package weight
• Is displayed before payment
• Is not subject to sales tax

6. Sales Tax

Applicable sales tax is calculated during checkout based on:

• Delivery address
• Product taxability
• Applicable state and local tax requirements

The tax amount is displayed before the order is submitted.

Product prices shown on the website may not include sales tax unless clearly stated otherwise.

7. Payment Processing Fees

Minimaltank does not charge customers a separate payment processing fee for using an accepted payment method.

Your card issuer, bank, digital-wallet provider, or payment service may charge fees under its own terms, including:

• Currency-conversion fees
• Foreign transaction fees
• Overdraft fees
• Insufficient-funds fees
• Interest charges
• Installment-plan charges

These third-party fees are not collected or controlled by Minimaltank.

8. Payment Authorization

When you submit an order, the selected payment provider may authorize the full order amount.

Authorization confirms that:

• The payment method is valid
• Sufficient funds or credit may be available
• The transaction passes the provider’s security review

An authorization may appear as a pending transaction before the payment is finalized.

Submitting an order does not guarantee order acceptance. Orders remain subject to:

• Payment approval
• Inventory availability
• Address verification
• Fraud-prevention review
• Compliance with our Terms of Service

9. Authorization Holds

Some banks and payment providers may place a temporary authorization hold on your account.

If an order is canceled or declined, the hold may remain visible until your financial institution releases it.

The release period is determined by the bank or payment provider. Minimaltank cannot control or accelerate this process after the transaction has been voided or canceled.

10. When Payment Is Charged

Payment authorization is requested when the order is submitted.

Depending on the payment method and provider, the amount may be:

• Charged immediately
• Temporarily authorized and charged when the order is confirmed
• Displayed as pending before final settlement

The payment record shown by your provider may include the store name or payment processor used for the transaction.

11. Payment Security

Payments are processed through secure third-party payment providers.

Security measures may include:

• Encrypted checkout connections
• Payment tokenization
• Address verification
• Card security-code verification
• Fraud screening
• Transaction monitoring
• Digital-wallet authentication

Minimaltank generally does not directly store complete payment card numbers or card security codes.

Customers should enter payment details only through the secure checkout page on minimaltank.shop.

12. Billing Information

Customers must provide complete and accurate billing information, including:

• Cardholder or account holder name
• Billing address
• ZIP Code
• Payment details requested at checkout

Billing information should match the information registered with the payment provider.

Incorrect or incomplete billing information may result in payment failure, verification requests, processing delays, or order cancellation.

13. Declined or Failed Payments

A payment may be declined because of:

• Insufficient funds
• Incorrect card information
• Incorrect billing address
• Expired card
• Incorrect security code
• Bank security restrictions
• Digital-wallet authentication failure
• Transaction limit
• Suspected fraud
• Payment-provider service interruption

When a payment fails:

• Review the payment and billing information.
• Confirm that sufficient funds are available.
• Try another accepted payment method.
• Contact your bank or payment provider if the problem continues.

Minimaltank cannot override a payment-provider decline.

14. Duplicate or Pending Charges

A pending authorization is not always a completed charge.

In some cases, a failed or repeated checkout attempt may create more than one temporary authorization. Unused authorizations should be released automatically by the applicable financial institution.

If you believe you were charged more than once, email support@minimaltank.shop and include:

• Full name
• Order number
• Email address used for the order
• Transaction date
• Amount of each charge
• Screenshot showing the charges, with sensitive account details hidden

Do not send full card numbers or card security codes by email.

15. Payment Verification

To protect customers from unauthorized transactions, Minimaltank may request additional verification before accepting or shipping an order.

Verification may include confirmation of:

• Customer name
• Billing address
• Shipping address
• Email address
• Telephone number
• Payment authorization
• Order details

If required verification cannot be completed, the order may be delayed or canceled.

Any approved cancellation will be refunded to the original payment method.

16. Suspected Fraud

Minimaltank may decline, delay, or cancel an order when there is a reasonable concern involving:

• Unauthorized payment use
• Identity theft
• Mismatched billing information
• Unusual transaction activity
• Repeated payment attempts
• False customer information
• Fraudulent chargebacks
• Security risks

Fraud-prevention decisions are made to protect customers, payment providers, and the store.

17. Order Changes

An approved change may affect the order total.

If the Updated Total Is Higher

Additional payment may be required before the order can proceed.

If the Updated Total Is Lower

The difference may be:

• Refunded to the original payment method
• Adjusted before the payment is finalized

Order changes are available only before processing or shipment, as described in our Order Cancellation & Change Policy.

18. Order Cancellations

When an order is canceled before shipment:

• The product amount is refunded
• Applicable sales tax is refunded
• The US$6.99 shipping fee is refunded
• No cancellation fee is charged

Approved cancellation refunds are processed to the original payment method within 7 business days.

Your payment provider may require additional time to post the funds.

19. Refunds

Approved refunds are issued to the original payment method used for the purchase.

Refunds cannot normally be:

• Sent to another card
• Transferred to another payment account
• Issued through a different wallet
• Paid in cash
• Redirected to another person

Approved refunds are processed within 7 business days after cancellation approval or after an eligible return is received and inspected.

20. Refund Posting Time

After Minimaltank processes a refund, the payment provider may require additional time to display it in your account.

Posting times vary based on:

• Bank
• Card issuer
• Digital wallet
• Payment network
• Weekends and holidays

Minimaltank does not control the payment provider’s posting period.

21. Refund of Shipping Charges

The original US$6.99 shipping fee is refunded when:

• The order is canceled before shipment
• The wrong item was delivered
• The product arrived damaged or defective
• Minimaltank caused the fulfillment error
• Refund of shipping is required by applicable law

The shipping fee is generally non-refundable for ordinary returns involving correctly fulfilled orders.

22. PayPal Payments

When PayPal is available, customers may complete payment using eligible funding sources connected to their PayPal account.

PayPal transactions are also subject to PayPal’s:

• Account requirements
• Payment authorization
• Security procedures
• Dispute procedures
• Privacy practices

Approved refunds are returned through the original PayPal transaction.

23. Venmo Payments

Venmo may be available through supported checkout configurations and eligible devices.

To use Venmo, customers may need:

• An eligible Venmo account
• A supported device or browser
• Required account authentication
• An approved Venmo funding source

Approved refunds are returned through the original Venmo transaction.

24. Apple Pay and Google Pay

Apple Pay or Google Pay may appear when:

• The customer uses a compatible device
• The wallet is properly configured
• A supported payment method is stored in the wallet
• The browser and checkout support the service

Customers must authenticate the transaction using the security method configured on their device.

25. Shop Pay

Shop Pay may be available to eligible customers during checkout.

Shop Pay availability and functionality may depend on:

• Customer account eligibility
• Device and browser compatibility
• Saved payment information
• Payment-provider approval

Any installment option displayed through Shop Pay is provided under the terms shown during checkout.

26. Installment Payments

Minimaltank does not independently provide credit or financing.

An installment payment option may be available only when displayed during checkout by an authorized third-party provider.

Before accepting an installment option, review:

• Payment schedule
• Interest rate
• Late-payment terms
• Eligibility requirements
• Provider disclosures
• Total repayment amount

Installment agreements are between the customer and the applicable payment provider.

27. Cash and Offline Payments

Unless specifically displayed during checkout, Minimaltank does not accept:

• Cash on delivery
• Checks
• Money orders
• Wire transfers
• Direct bank deposits
• Cryptocurrency
• Payment through customer-support email

Do not send cash or payment credentials to the store address.

28. Chargebacks and Payment Disputes

Customers should contact support@minimaltank.shop before submitting a payment dispute so we can review and attempt to resolve the issue.

Include:

• Order number
• Transaction amount
• Description of the concern
• Relevant supporting information

Submitting false, misleading, or duplicate payment disputes may result in account or order restrictions.

Nothing in this section limits legitimate rights provided by the customer’s bank, payment provider, or applicable law.

29. Payment Information and Privacy

Payment and transaction information may be used to:

• Process purchases
• Confirm payment
• Prevent fraud
• Issue refunds
• Resolve disputes
• Maintain accounting records
• Meet legal obligations

Payment information is handled according to our Privacy Policy and the privacy practices of the selected payment provider.

30. Policy Changes

Minimaltank may update this Payment Methods Policy to reflect changes involving:

• Available payment options
• Payment providers
• Checkout functionality
• Security procedures
• Tax requirements
• Business operations
• Applicable laws

The current version will be published on minimaltank.shop with an updated effective date.

31. Contact Information

Store: Minimaltank

Website: minimaltank.shop

Email: support@minimaltank.shop

Address: 25 Polk Ave Apt 1, Waterbury, CT 06708-4220, United States

Support Hours: Monday–Saturday, 8:00 AM–7:00 PM Eastern Time (ET)